Mr. Underdown has experience in the area of subrogation, both from the insurance company side and the insured's side. As a Claims Manager, he was responsible for subrogation activities on the hundreds of files in his office. As a Risk Manager, he set up an "in-house" program (technically a "recovery" program for a self-insured entity). His corporate recovery program resulted in over $300,000 being recovered in the second year of operation. Mr. Underdown enrolled his employer in the inter-company arbitration forum, enabling the corporate risk management department to participate in inter-company arbitration with insurance carriers to increase recovery while expediting claims processing.